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Toronto Sun Article: Toronto Housing Stock

Article on Toronto's Housing Stock from the Toronto Sun

I was wondering where I could find this sort of information the other day.

Excuse the bad picture. Transcript below.

Homes in Toronto are aging. That typically means they need repairs or full retrofits depending on the original quality of the construction. Even homes with ultra-durable brick cladding are beginning to see the wear-and-tear of the fluctuating Toronto weather that ranges from -40 to (especially recently) +40. Our winters are colder and our summers are hotter than most other places across Canada (and the states), meaning our buildings are subject to a range of different forces and building to deal with them all is at times, difficult.

The typical lifespan of brick from the 80s and earlier is roughly 50-80 years depending on how well it was maintained. This could be shorter due to the builder using cheap bricks that aren’t as dense or well manufactured. What’s important to realize is that upwards of 50% of Toronto’s brick homes (the period before 1980) do or will soon need some sort of maintenance.

Home owners that have brick that is decaying have a few options. The first is tuckpointing, which will fill in places that the mortar has begun failing early. This helps in situations where the damage is isolated, and is typically exasperated by running or dripping water. Tuckpointing is like applying a band-aid to a staph infection, it temporarily covers the problem but it’s only going to spread and get worse with time.

The second option is to replace the brick in sections where it’s really beginning to become a problem. Slightly better than tuckpointing because the brick is being replaced as well, but still costly when considering the quantity of work that is being done. Not only is it costly, it only addresses the portion that needs work NOW – the rest of the walls will be due in another 10 years anyways. Replacing sections of brick on your home is akin to putting a new door on your ’95 Corola when the rest of the body is about to fall apart.

The final option is to re-clad your home. This can be done by tearing down the existing brick (time consuming and costly) and putting something new up, or by going directly over the existing brick with a new cladding. New brick can be put back in place of the old brick if required. The advantage to going about re-cladding the brick before it’s in such bad condition that you can’t use it as a substrate, is that you can avoid the expense of tearing it down and disposing of it. Re-cladding the brick is also a more environmentally-friendly alternative because the waste doesn’t end up in landfills, nor is fuel used getting it there.

There are dozens of recladding siding options – vinyl siding, aluminum siding, cedar siding, hardie board, EIFS (“stucco”). The only ones that are designed to incorporate insulation boards to help reduce heating and cooling bills are vinyl siding and EIFS. Of those two options, EIFS is the only one that uses trowel-applied cement that can seal in and protect the brick from further decaying.

EIFS (Exterior Insulation Finish Systems – what is commonly called “stucco” in Toronto) incorporates a monolithic styrofoam layer that helps reduce heat lost or gained through the walls of a home. This can have an effect of reducing heating and cooling bills by upwards of 30% depending on the original state of insulation within the walls. In addition to protecting and therefore preserving the existing brick so that it does not need to end up in a landfill, EIFS represents an environmentally responsible option for re-cladding.

The outer layers of EIFS include a cement coating embeded with a fibreglass mesh to prevent cracking, and a beautiful finish coat available in any colour. A manufacturer’s colour chart can be supplied by the stucco contractor, or if the home owner already has a colour selected from a paint sample, EIFS manufacturers are capable of doing an exact match.

Head over to Toronto Stucco Contractor to request that your home be reclad with EIFS today.

Transcript from Image:

Image: Housing Stock
Built before 1946: 12%
1946-1960: 13.6%
1961-1980: 31.3%
1981-2000: 28.5%
2001 and later: 14.6%

 Housing stock and energy efficiency
High energy costs, notably for gasoline and ome heating, are damaging consumer confidence, purchasing power and spending. Rising prices add urgency to the need to reduce household energy consumption, Adrienne Warren of Bank of Nova Scotia writes in a special report.
“From the perspective of households, reducing energy consumption, or at least slower it’s rise, could generate significant long-term cost savings.
But new construction – which can integrate major energy-saving measures – takes a long time to have an effect on the aggregate housing stock, she points out.
Meanwhile, Canada’s housing stock is aging. Most homes were built before the 1980s and are far less energy-efficient than recent construction, and data suggests that over one-third need repairs.
Energy-efficient renovations and retro-fits have the potential to make a bigger impact in driving improvements in the housing stock, she says.
The looming higher cost of borrowing and more subdued outlook for home sales could put a damper on renovation spending, yet there are affordable cost-saving options, and programs and incentives provided by the different levels of government, she writes.

Caulking Integrity with Stucco

One of the primary reasons that EIFS (Exterior Insulation Finish Systems) has been targeted by insurance companies and cities is because of “failures” it has experienced around window and door openings. The problem lies primarily with improperly installed caulking failing (i.e. the wrong type being used), an integral part of all projects that no one specific sub-trade seems to want to take responsibility for. The result of failed caulking was water intrusion, leading to mould growth – which is harmful to occupant health and can lead to further damage to the building structure. The failures that resulted were not worse than other sidings like hardie board, vinyl, T-111 – but because of the drastic increase in the use of EIFS  in new construction and renovations and lack of proper installation procedures, certain projects have received widespread attention.

What can be done to help prevent this moisture entrapment issue? The best ways to ensure that new construction and renovation projects avoid trapping moisture is to ensure that the modern EIFS installation procedures from the manufacturer are followed – that is; proper drainage using vertically channeled adhesive and grooved insulation boards. On older installations, home owners should be checking their caulking every couple of years to ensure that cracks and delamination is not occurring. By ensuring that the caulking is sealed between two points, you are eliminating any chance of moisture getting in behind the EIFS and causing rot, mold or decaying situations.

Caulking will ideally need to be replaced roughly every 10 years. This seems to be the time period between the new installation of low-modulus sealant (caulking) and when it tends to crack or delaminate to the point where moisture has the opportunity to enter and cause problems. If the caulking reaches the end of it’s life before the 10 year mark, it should be removed and fresh caulking reinstalled in it’s place. While caulking is not specifically the role of the stucco trade, ensuring that it is in good condition will help prolong the life of your stucco cladding.

There aren’t an unlimited number of caulking colours, but you can usually find one to match your stucco wall colour closely. For additional information or help on your new construction or renovation project, contact us.

Replacing Cladding is The Best Bang For Your Buck

Remodeling Magazine surveys thousands of renovations and home sales each year to discover which renovation is currently giving the best value for your dollar (or “cost recoup”) using real world data, in it’s Cost vs. Value Report. Sitting again at the number one over-all position with a whopping 86.7% return on investment is Fiber-Cement Siding Replacement. Coming in second (for it’s category) at 80.4% is foam-backed vinyl siding.

This information is simultaneously beneficial and flawed for the purposes of EIFS / stucco. While the cementitious base-coat layer of EIFS is indeed “fiber-cement”, the actual product they are referring to is more than likely a solid-cement factory-made siding (such as Hardie Board), which has become popular due to it’s ability to withstand hurricane-force winds and debris. The problems James Hardie siding is currently dealing with (and that EIFS has long since corrected) is how to allow moisture to drain out that becomes trapped behind the siding (take a look at the hall of shame for an idea of what I’m talking about). I suspect that in the coming years the problems will begin to surface more frequently and it’s high value will drop some.

Then there’s the issue of geography. This information is based on data from the United States, not Canada. It is averaged over many different climates, not solely a cold-climate such as the one we have in Toronto. This means that energy efficiency renovations such as exterior insulation, or replacing a water heater, won’t have the same impact as they would have in Canada. On top of that, Toronto is by all rights the largest consumer of EIFS in North America – Canada and the U.S.A. While it’s not as popular in some of the states because of it’s history with lawsuits, that problem has been largely avoided here in Toronto using a different type of EIFS: Dual-Barrier.

Nevertheless, it shows that re-cladding your home is the sure-fire way of getting the most bang for your buck when it comes to home renovations. Factoring in the advantage of lowered heating bills in our climate due to the exterior insulation, and the superior aesthetic of EIFS to Hardiboard (and vinyl siding by a landslide), I feel confident in saying that EIFS renovations actually increase the value of a home beyond what a home owner pays for it. As much as 110-120%. Being that there is no data to back this up however, I’ll limit my claims to the next closest thing — the fiber-cement siding 86.7% ROI from Remodeling Magazine.

Update: The 2010 Cost vs Value Report can be found here